Keep Online Business on Track with the Right Insurance Plan
No matter how many orders you send out, we’ve got an online retail business insurance policy to fit your growing business.
Exclusions Required for this Business Class
Business Types:
- Catalog or Premium Coupon Redemption Stores
- Mail Order or Online Drugstores except for those with controlled substance enforcement warnings or citations. We will write with those having written policies and procedures in place that adhere to federal, state, and local requirements concerning controlled substances.
*All policies subject to underwriting review.
Hands-On Insurance Coverage for Online Retailers and Mail-Order Houses
If your customers can shop for just about anything online, why should your online retail store be limited to basic products for business insurance? With a range of available coverage options, Westfield is your one-stop shop for small business insurance.
Imagine insurance as it should be – built to change with your online store. Whether you own one store or 10, you start with a solid policy that has options to add coverage and limits based on what you need. Go ahead and grow … or even scale back if you need to. We’ll adjust. Watch the video
A single cyberattack can disrupt your business and reputation. If your store does become the target of an attack, Westfield cyber insurance helps you respond to impacts like breach of personal information, hacks into your computer system, or damage to data and systems. It can also cover costs associated with related litigation. Learn more
All small businesses can lose revenue when equipment is damaged from power surges, electrical shortages, or employee mishaps. Equipment breakdown insurance covers the cost to repair or replace equipment or property damaged by the breakdown, including lost productivity. Learn more
Your employees make your business run, but they can also create additional exposure to risk. Employment Practices Liability Insurance (EPL) protects your business in the event of wrongful termination, discrimination, or harassment suits with reimbursement for legal costs, judgements, and settlements. (Note: EPL is distinct from Workers’ Compensation coverage.)
There’s a lot to lose in the event of a fire or flood, even beyond inventory. ALS business income insurance is a robust business interruption insurance plan that covers losses sustained as a result of direct physical loss or damage to your business office by any covered event, giving you the ability to weather any storm.
Some of your customers buy one of something. Others buy in bulk. Similarly, we make it easy for store owners to expand their coverage. Depending on your facility, it may make sense to select expanded coverages for inland marine and crime. On the liability side, add up to 10 additional co-owners, managers, or other business partners.
Your employees are worth protecting. Workers’ Compensation provides wage and medical benefits for employees who are injured or become ill as a direct result of their job.
Why Choose Westfield?
We know a little bit about history and why it matters. Westfield combines the stability of a company more than 175 years old with the imagination of a modern, diverse team to serve the needs of small businesses as they grow, pivot, and expand in a world that is always changing. It’s a combination that builds both reputation and results, which is how we’ve maintained an AM Best Financial Strength Rating “A” since 1934.
What Our Online Retailers Are Saying About Their Claim Experience
"Excellent service. I’m absolutely happy with results and the people I dealt with were polite and understanding. THANK YOU!!!!"
"Very professional and it was taken care of was very fast."
"The rep was great to work with. We coordinated well to keep everyone happy."