Preserve, Protect, and Prosper
All businesses face risks, and insurance for antique dealers is especially crucial. Your valuable inventory gets the best protection possible in the store, but are you prepared for unforeseen liabilities?
Exclusions Required for Antique Stores
Business Type:
- Antique Stores except for those that sell guns, used baby furniture, or used protective sporting equipment; and/or has locations that are pawn shops.
*All policies subject to underwriting review.
A One-of-a-Kind Insurance Experience
You deserve an insurance partner who treats you like the irreplaceable items you sell. With a range of available coverage options, Westfield is your one-stop shop for insurance for antique dealers that protects your most precious asset: you. Explore our offerings and see how coverage from Westfield turns over 175 years of experience into a flexible insurance policy that is an essential investment in your business.
We believe in providing insurance as it should be – built to change with your business. Whether you’re a single antique store or a high-volume dealer, you’ll get a solid starting policy with the ability to add coverage and limits based on the unique needs of your business. Whether you’re growing, scaling back, or going in a new direction, we’ve got a plan that keeps you moving forward without worry. Watch the video
Protecting your clients’ information is essential in an age where a single cyberattack can disrupt both your reputation and your finances. If your antique store does become the target of an attack, Westfield cyber insurance helps you respond quickly and comprehensively to threats including breach of personal information, hacking, or damage to data and systems, as well as helping to cover costs associated with related litigation. Learn more
Antique businesses can lose serious revenue when equipment is damaged by events like power surges, electrical shortages, or simple accidents. Equipment breakdown insurance covers the cost of repairing or replacing damaged equipment or property (including lost productivity) so you can get back to business as soon as possible. Learn more
Your employees make your business run, but they can also create additional exposure to risk. Employment Practices Liability Insurance (EPL) protects your business in the event a current or former employee sues for acts like wrongful termination, discrimination, or harassment. It is NOT Workers’ Compensation. Instead, it is designed to reimburse you for legal costs, judgements, and settlements.
No matter the size of your business or the contents of your inventory, a fire or flood can change everything in an instant for antique dealers. ALS business income insurance is a robust business interruption insurance plan that covers losses sustained as a result of direct physical loss or damage to your business office by a covered event, giving you the ability to weather any storm.
You may not be able to predict when and how your antique inventory grows, but we make it easy for you to expand coverage when it does. Depending on your facility, it may make sense to select expanded coverage options that support foundations, underground pipes, excavation costs and more. With up to 10 additional co-owners, managers, or other business partners eligible on a single plan, we keep you secure in your space so you can focus on your clients.
Your employees are worth protecting. Workers’ Compensation provides wage and medical benefits for employees who are injured or become ill as a direct result of their job, with easy-to-process claims and coverage that safeguards your most important asset: your people.
Why Choose Westfield?
We know a little bit about history and why it matters to antiques dealers and owners. Westfield combines the stability of a company more than 175 years old with the imagination of a modern, diverse team to serve the needs of small businesses as they grow, pivot, and expand in a world that is always changing. It’s a combination that builds both reputation and results, which is why Forbes Advisor recently named Westfield as one of the best commercial insurers for small businesses, and how we’ve maintained an AM Best Financial Strength Rating “A” since 1934.
What Our Antique Business Owners Are Saying About Their Claim Experience
"Working with Westfield was actually a pleasure considering the subject matter was not the most positive. It was very easy, and they addressed all questions and answered them fast, which I truly appreciate."
"Prompt attention. I love Westfield!"
"Very professional and very straightforward."